General contractor · Spokane, WA

Jay Cowden Construction

Active Washington registration JAYCOCC825B2 · per L&I records

LicensedBondedInsured

Is Jay Cowden Construction Licensed?

Washington L&I records list Jay Cowden Construction with registration number JAYCOCC825B2 and status ACTIVE, valid until Jun 16, 2027. The business address on file is in Spokane, WA 99223.

License Details

License #: JAYCOCC825B2
Status: ACTIVE
License type: Construction Contractor
Specialty: General
First effective: Jan 22, 2018
Expires: Jun 16, 2027
Business type: Individual
UBI (state business ID): 604215644
City: Spokane, WA 99223

Bond and Insurance on File

Surety bond: $30,000 · Western Surety Co
Effective Jan 17, 2025 · Until Canceled
Liability insurance: $1,000,000 · Country Mutual Ins Co
Expires Jan 22, 2027

What Active Status Means

The registration is current: L&I has a bond and liability insurance on file and the term has not ended. ACTIVE is necessary but not sufficient, so also check the expiry date, the bond and the insurance below.

Can this business work under this registration? Can work while it stays active.

The registration has 227 days left before it expires on Jun 16, 2027. Check that date against your project timeline.

All status codes are explained in Washington Contractor License Statuses Explained.

How This Record Compares in Spokane

Jay Cowden Construction has held registration JAYCOCC825B2 for 8.8 years. The median for the 1,902 active general contractors with a Spokane address is 4.5 years, and 532 of them have held their registration for 10 years or more, so this registration is at or above the local median. 362 of them registered in the last 12 months.

100% of these Spokane records have a surety bond on file and 100% have liability insurance on file. The median insurance amount on file is $1,000,000; this business lists $1,000,000, which is equal to that median. Insurance amounts are what the insurer reported to L&I; they are not a rating of the business.

Record Timeline

Jan 22, 2018: Current registration JAYCOCC825B2 took effect.
Jan 17, 2025: $30,000 surety bond with Western Surety Co took effect.
Oct 30, 2026: Our copy of the L&I record was taken.
Jan 22, 2027: Country Mutual Ins Co liability policy on file expires.
Jun 16, 2027: Registration expires unless renewed.

Checks for General Contractors

General contractors must file a $30,000 surety bond (RCW 18.27.040, effective July 1, 2024). This record lists a $30,000 bond. See General vs Specialty Contractor Registration in Washington.
Use a general contractor when the project involves more than one trade. Subcontractors on your job must be registered too.
Compare bids on scope, schedule and payment terms, not just the total.
More detail: How to Choose a General Contractor in Washington.

How to Verify This Contractor

Use the Confirm on L&I Verify button and search registration JAYCOCC825B2 or UBI 604215644. The status there is the official one.
Check that the name on your bid or contract matches Jay Cowden Construction exactly (a individual).
On L&I Verify, look for bond claims, lawsuits and any newer registration.
Ask for a certificate of insurance sent directly by the insurer, and compare it with the Country Mutual Ins Co policy on file.

A full walkthrough is in How to Check a Contractor License in Washington.

Record data as of Oct 30, 2026, from the Washington L&I contractor file.

Accuracy notice. Data from Washington L&I open data (public domain, PDDL), not affiliated with any government. Records change; confirm on the official L&I Verify tool before hiring. Search other businesses with the Washington contractor license lookup.

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